Business & Finance
My Business: Wells Fargo Home Mortgage
Business Description: Mortgage Banking for:
Residential Morgages
Commercial Morgages
Church Loans
Degrees: Bachelor of Sicen...
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Business & Finance
My Business: Wells Fargo Home Mortgage
Business Description: Mortgage Banking for:
Residential Morgages
Commercial Morgages
Church Loans
Degrees: Bachelor of Sicence, Business Administration
My Expertise: I have over sixteen years in the Mortgage Industry, to include specific training and certification in the areas of First Time Homebuyers, FHA, VA, Rural Housing, Conventional, and Reverse Mortgages. I have owned and managed my own Mortgage Branch since 2003, serving as a Mortgage Broker and Mortgage Banker through Correspondent relationships.
My continued education includes thorough exploration and understanding of Consumer Credit, specifically as it relates to qualifying the consumer for a mortgage loan. My education and practical work experience, related to credit, also enables me to provide non-certified credit counseling.
I provide educational in-service for Realtors, related to mortgage programs and credit. I also have facilitated as an instructor for The First Time Homebuyer’s Club, sponsored by Alabama A&M University. My instructional experience also include, teaching classes for the Huntsville Housing Authority’s Public Housing and Section-8 Programs.
I am a member of the National Association of Mortgage Brokers, licensed through the Nationwide Mortgage Licensing System & Registry (NMLS) #206781, the state of Alabama State Banking Department Bureau of Loans #LO-51020; and I have a Bachelor of Science Degree, in Business Administration.
Experience: John has been in the Mortgage industry for sixteen years, starting as a phone solicitor in 1994. Currently he is a Reverse Mortgage Consultant for Wells Fargo, most recently he was the Owner and Branch Manager of a Southwest Funding, LP branch, a nationwide Mortgage Banker & Broker.
John was previously an Owner and Branch Manager of a 1st Metropolitan Mortgage branch. He has owned and operated his own Mortgage branch since October 2003.
John previous held Loan Officer Positions with Platinum Mortgage, GMAC Mortgage, Innovative Mortgage and New South Mortgage Alliance. His formal training started in 1995 with his first Mortgage Certification from Mortgage Data Systems Professional Education. NMLS#206781.
John's prior to mortgage experience includes Restaurant Management, Department Director for a Retirement and Nursing Home Community, and ten years in Retail Management. Along with positions as Night Auditor for hotels, as he worked his way through college.
PROFESSIONAL AFFILIATIONS:
Mortgage Brokers Association
Former-Affiliate member of Huntsville Realtors Association
Former-Huntsville/Madison County Chamber of Commerce
Better Business Bureau
INTEREST AND ACTIVITIES:
Active in his church
The Family Selection Committee, Habitat for Humanity (former chair of committee)
Board of Directors, Habitat for Humanity
Teach Mortgage class for new Habitat Families, before their closings
Former-Facilitator for the First Time Home Buyer’s Club, sponsor; Alabama A&M University
Former Committee Chair for Panoply
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