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What credit score is required to get a mortgage?

April 26, 2017Credit Financecredit Finance

1

tom smith Posted

What credit score is required to get a mortgage?

2 Answers

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sean doughlas Posted

With an FHA loan you typically need to have a minimum credit score of 580, but at times they may accept people with scores lower than 580. The wonderful thing about FHA loans is that you can typically purchase with as little as 3.5 percent down.

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MINAKSHI MISHRA Posted

You will need a 580 credit score to get an FHA loan, 580 for VA in certain states. There are conventional loan programs for borrowers with a 620 credit score and 3% down, you just have to find the right lender to work with you. Check out The Lenders Network to get referred to a lender that has bad credit loan programs.