After I receive notice of a trustees sale, what are my options?
• Pay the amount that you owe if you can pay the full amount including back payments, late charges, penalties and trustee fees before the date of the Trustee’s Sale. • Ask in writing for the “reinstatement” amount and keep a copy for your records. • Send the amount by certified mail, return receipt requested (arranged at the Post Office) so you can prove that you sent the money and that the lender received it. • IF YOU PAY ALL THAT YOU OWE, BE SURE THAT YOU HAVE IN WRITING FROM THE LENDER AND TRUSTEE THAT THE TRUSTEE’S SALE HAS BEEN CANCELLED. • If you have trouble getting the lender to tell you the exact amount that will be due on the date you can pay it, there are steps you can take to find out this amount and complain if the lender refuses to give you the information you need. • The Volunteer Lawyers Program or a private attorney can help you if you can afford to pay the money and can’t get the lender to tell you the exact amount you owe. • Refinance, if you can qualify for the amou
