Are expenses for diagnostic procedures such as an angiography / endoscopy etc. covered under the policy?
Yes, the expenses incurred on such diagnostic procedures are covered provided that such diagnostic tests / procedures are not taken without any relevance to the illness or taken just like that. However, any expenses on other tests such as x-rays or lab examinations which are not directly related to the main diagnosis and treatment are not covered. Your policy also covers any pre and post hospital medical expenses relevant to the treatment (which is covered under the Policy )which you may incur. To claim such expenses you have to submit the relevant medical bills, prescription, reports directly to our TPA. The claim for such expenses is settled on a reimbursement basis.
