Are IRR Members entitled to Servicemembers’ Group Life Insurance (SGLI) and/or Veteran’s Group Life Insurance (VGLI)?
SGLI is a program of low cost group life insurance for service members on active duty, ready reservists, members of the Commissioned Corps of the National Oceanic and Atmospheric Administration and the Public Health Service, cadets and midshipmen of the four service academies, and members of the Reserve Officer Training Corps. SGLI coverage is available in $50,000 increments up to the maximum of $400,000. IRR Members, Ready Reservists, are entitled to SGLI if they are scheduled to perform 12 periods of inactive training per year, for points alone without pay, or they volunteer for assignment to a mobilization category. For a regular IRR member who does not participate other than updating his or her ASQ once a year the answer is no. Like SGLI, VGLI provides a maximum of $400,000 of group term life insurance for veterans. VGLI provides for life insurance only and does not provide for disability or other supplementary benefits. VGLI has no cash, loan, paid-up or extended insurance values
