Are the premium rates guaranteed?
Yes. Once a business is enrolled, the rates for the coverage chosen by your employees are guaranteed for 12 months. Once a year the case will go through a renewal process, during which time rates may increase. Employees will be allowed to switch plans for a lower or higher cost premium. The new rates at renewal will also be guaranteed for 12 months. Changes to an employee’s age (i.e. changing to age 30, 40, 50, 55, 60, or 65), address, and dependent status may affect individual costs of coverage mid-plan year. Back to top What about the dependents of my employees? Do they have to be covered, and if so, does the employer have to pay for them? Dependents do not have to be covered and there is no participation requirement for dependents. The employer is not required to pay for the coverage of any dependent. All Kaiser Permanente Choice Solution benefit designs are available to dependents if elected by the employee. If the Employer chooses to contribute towards dependent coverage, the cost
