Are there any good legit loan companies willing to loan money to not so perfect credit score borrowers?
It depends. If you want a secured loan for purchase money, such as a car loan to buy the car (not a title loan taken out later) you should be able to find a decent lender – though your interest rate will be higher than it would be if you had a better credit score. If you are looking for a mortgage, you may have trouble, as lending in that industry is currently fairly tight. You might be better off working to improve your credit score first before seeking a large long term loan such as a mortgage. If you are looking for an educational loan, seek Federally guaranteed student loans which do not depend upon your credit score. (Private student loans are pretty much unavailable at this time for those who don’t have relatively stellar credit scores.) If you are looking for an unsecured loan (i.e., a signature loan with no collateral) – probably not. If your credit score is mediocre but not terrible, you might try credit unions. You would have to join the credit union in order to apply for a l
