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Are there any items which are hard to remove, such as bankruptcies, repossessions and foreclosures?

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Are there any items which are hard to remove, such as bankruptcies, repossessions and foreclosures?

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A. No. Any unverifiable, inaccurate, outdated or misleading item can be removed. Bankruptcies, repossessions and foreclosures are considered negatives and derogatories just like a late payment, though more severe in the amount of points deducted from your credit score. Often times these items can also be removed.

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