Are there any preferred partners for credit card rewards?
Clearly ask whether, there are any preferred partners for the credit card rewards. If so get a list of them and ask what will happen to reward program if money is spent at some location which is not in the preferred partners list. 8. What are the limitations to rewards? Credit card companies hide lot of reward program related stuff in fine prints. Things such as blackout dates, travel restrictions, seat restrictions, partners restrictions, spending restrictions, reward program expiry affect reward programs very adversely. Get an idea about them. 9. What is the grace period? Checkout with the credit card company whether they allow grace period to pay the monthly balances or not. 10. What are the things in fine prints that can affect credit card ownership? Though credit card companies won’t tell you all the details buried in fine prints but asking helps. This gives an impression that you want to know as much as possible about the credit card. An informed customer can’t easily be duped. A
