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Are there consumer protections that long-term care insurance companies must oblige?

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Are there consumer protections that long-term care insurance companies must oblige?

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A. Yes, under HIPAA long-term care insurers must provide potential buyers a “Shopper’s Guide” and a description of coverage benefits and limitations to allow comparisons among different policies. Obviously, these are short responses to frequently asked questions. Readers are advised to seek fuller explanations from their financial advisors or to contact state and federal tax and/or insurance authorities for additional information.

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