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Yes. Lenders now offer several affordable mortgage options, which can help first-time homebuyers overcome obstacles that made purchasing a home difficult in the past. These mortgages are designed to help buyers who don't have a lot of money saved for the down payment and closing costs, have no or a poor credit history, have acquired some long-term debt, or show income irregularities.
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Are there special mortgages available for first-time homebuyers?
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