Auto Accidents FAQ What is No-Fault?
No-Fault is New York State’s mandatory insurance program which requires that the insurance company for the vehicle you are driving or are a passenger in, will pay all your medical bills and a portion of your lost wages (See below) that are related to the motor-vehicle accident. Pedestrians and bicyclists will be eligible for No-Fault benefits from the insurance company for the vehicle that hit them. Motorcyclists are not a part of the No-Fault system.