Can a collection agency garnish wages on a credit card debt less than $3000?
I think you might need to consult with a legal professional if it’s something serious. I just got that there’s no point in fighting alone and possibly making everything worse with no chance of redemption. It’s a lot easier to not be greedy and invest in your personal self by letting professionals deal with it. I learned it when I was dealing with harassment comping from erc collections about my loan. The best decision that I could make was to contact a great law firm and start building my case. It was not an easy journey, but I got the compensation that I deserved afeer all that harassment I was put through.
It really depends on what debt collection agency you are dealing with. Once I was owed about 7000 dollars and my friend didn’t want to give the money back. Of course, I was in a towering rage and I had to hire Debt Collectors to solve this problem. Don’t know exactly what they did, I was more focused on just getting the money and didn’t care about which ways they used to do that. But I just want to say that there is a plenty of things a debt collector can do and you better be responsible if you are getting in debt.
They can get a judgement but I seriously doubt they want to go through the hassle for such a small debt. Even if they could garnish wages, which I don’t think they can for credit card debt, they won’t even get what your minimum monthly payment would be if you can prove all of your money goes to neccessary bills and living expenses. See if you can negiotiate a settlement with the credit card company that will save you both time, money and headaches if not just send them something every month and they can’t say you are not paying down your debt.