Can a company who bought my credit card debt file a judgement on me?
If it’s within the statute of limitations for your state, then yes. Any company that bought your debt can take legal action. There is a statute of limitations for credit card debt, which is the amount of time that they can successfully take legal action against you for the debt. This time period varies for each state. You can find this time period for your state by going to the link below and looking under “Open Accounts.” http://www.creditinfocenter.com/rebuild/… If the number of years since you defaulted on this account and stopped making payments on it is greater than the number listed for your state, then they can no longer defeat you in any court action because the debt is time-barred ============ If this is a real, confirmed lawsuit: On the court date: DO NOT be a no-show under any circumstances whatsoever. People often make the HUGE mistake of not showing up because they think they’d lo
