Can a health plan that imposes a lifetime limit on benefits still qualify as a high-deductible health plan?
A plan does not fail to be treated as a high-deductible health plan merely because it imposes a reasonable lifetime limit on benefits provided under the plan. In such a case, amounts paid above a lifetime limit will not be treated as out-of-pocket expenses in determining the annual out-of-pocket maximum.
- If a plan imposes an annual or lifetime limit on specific benefits, are amounts paid by covered individuals after satisfying the deductible treated as out-of-pocket expenses under section 223?
- How is my contribution limit determined if I am not covered for a full year under the high-deductible health savings plan?
- Can a health plan that imposes a lifetime limit on benefits still qualify as a high-deductible health plan?