Can a plan deny benefits for chronic illnesses or injuries, like carpal tunnel syndrome, diabetes, heart disease, and cancer using a preexisting condition exclusion?

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Can a plan deny benefits for chronic illnesses or injuries, like carpal tunnel syndrome, diabetes, heart disease, and cancer using a preexisting condition exclusion?

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It depends on whether you received medical advice, care, diagnosis, or treatment within the 6 months prior to enrolling in a new employers plan. If you did, you can be subject to a preexisting condition exclusion.

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