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Can an Agency create the X.509 certificates and load the signed objects onto the PIV card prior to the cardholder biometrics being verified or this step must be done after?

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Can an Agency create the X.509 certificates and load the signed objects onto the PIV card prior to the cardholder biometrics being verified or this step must be done after?

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Scenario: 1) The Agency creates the required X.509 certificates and loads the signed objects onto the card. The card is locked with a transport key. 2) Upon PIV card issuance, the applicant’s fingerprints are matched against their fingerprint record before unlocking the card using the transport key. 3) The cardholder selects a PIN.

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