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Can any high-deductible health insurance policy qualify for an HSA?

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Can any high-deductible health insurance policy qualify for an HSA?

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Any high-deductible health insurance policy can qualify, as long as it meets the IRS requirements. In 2009, the deductible must be at least $1,150 for individuals or $2,300 for families and the annual out-of-pocket expenses cannot exceed $5,800 for an individual or $11,600 for a family, including the deductible and co-payments (but not premiums). Individuals can buy high-deductible policies on their own or through their employers.

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