Can belonging to a debt management programme damage my credit history?

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Can belonging to a debt management programme damage my credit history?

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A. Joining our Debt Management Programme won’t directly affect your credit rating. However, if you are experiencing financial difficulty your credit rating may have already been affected. Any of your creditors may issue a default notice to register the fact that your original agreement with them has not been maintained, and the credit reference agencies provide information about your financial history to other potential lenders.

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