Can I Buy Trip Cancellation Insurance When a Hurricane is Forming?
Can I Buy Trip Cancellation Insurance When a Hurricane is Forming?Answer: Perhaps, but it might not cover trip cancellation or trip interruption, which is probably the coverage you’re looking for right now. Trip cancellation insurance will reimburse you for your nonrefundable, prepaid trip costs if your trip is cancelled for a covered reason. Each travel insurance package is different, and you’ll need to read the list of covered reasons carefully before you buy your policy. Hurricanes are definitely special cases when it comes to trip cancellation and trip delay coverage. On all but two of the policies I checked, you have to purchase the policy before the tropical storm receives an official name. Some policies will only cover you if your accommodations at your destination are rendered uninhabitable by the storm. However, “uninhabitable” doesn’t mean the same thing as “inconvenient” or “uncomfortable.” HTH Worldwide Trip Protector’s policy certificate defines “uninhabitable” as “the dwe
