Can I collect both Social Security Disability, Long Term Disability and workers compensation at the same time?
Yes. In fact, many ERISA long term disability policies require you to apply for Social Security Disability. However, do not fall into the trap of using the “Social Security Advocacy Service” offered by the long term disability insurance company “at no cost to you”. This could have serious negative consequences on your future receipt of long term disability. These representatives are loyal to the insurance company in order to get future business, and may share your confidential information in a way which might not benefit you in the future. It is similar to “hiring the fox to guard the chicken coop”. You should always hire an independent private attorney.
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