Can I get an accurate “Instant Quote” online for life insurance as a diabetic?
Generally speaking, the answer is no. There are so many factors that are taken into consideration when quoting, it is virtually impossible to get a completely accurate quote from an instant quote engine. However, if you are a non-smoking Type II diabetic in excellent health, and under good control, with no additional risk factors, chances are in your favor for Standard Non-Smoker rates. However, you should always speak with a independent life insurance specialist since many companies will not offer Standard rates to diabetics no matter how healthy they are. Please note: The lowest standard rates on the instant quote engine my not be from companies that would normally give standard rates for diabetics.
