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Can I get another checking account if I am in Chexsystems?

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Many people wonder, “Can I get another checking account if I am in Chexsystems?” It is still possible to get a banking account while listed in Chexsystems. Again, it depends on if your desired bank or credit union uses the bad check database, and their policies on people listed in Chexsystems. Some banks will allow people listed in the file once to open another account. Others will issue accounts without checking Chexsystems. Some financial institutions will not allow anyone in Chexsystems to open a savings or checking account.

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