Can I make payments, even if I’m in school, in grace, have a deferment or have a forbearance?
Payments can be made at ANYTIME. If you are in school, or your loan is in a grace period, deferment, or forbearance, you will not receive monthly bills, but checks or money orders can be made payable to the U.S. Department of Education. Please include the borrower’s Social Security Number on the check or money order and mail it to: U.S. Department of Education Direct Loan Payment Center P.O.