Can I obtain bankruptcy protection again if have filed a bankruptcy in the past and am now falling behind in payments again?
You may not be able file a bankruptcy petition if a prior case was dismissed because of your failure to abide by a court order. In addition, you cannot file again if, within the last six months, you requested dismissal of the prior case after a creditor sought relief from the automatic stay. The new law also imposes the following rules on debtors who have filed prior bankruptcy cases, effective October 17, 2005.