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Can I purchase flood insurance through the National Flood Insurance Program (NFIP) if my home is not in a special flood hazard area?

April 26, 2017area flood hazard Home Insurance National NFIP program purchase special

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Can I purchase flood insurance through the National Flood Insurance Program (NFIP) if my home is not in a special flood hazard area?

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A. Yes, you can purchase flood insurance through the NFIP if you live in a community that participates in the program. If you live outside of the special flood hazard area, your premiums will most likely be lower. You may qualify for a preferred risk policy (lower cost) if your home has not received previous flood insurance claims or disaster assistance.