Can property insurance be canceled due to owning a Mastiff dog?
Some states do not allow insurance companies to prohibit certain dog breeds. Furthermore even when they do allow this for underwriting purposes not all companies have prohibited dog lists. If your company does prohibit Mastiffs search for another company that does not by contacting a local independent insurance agent who represents multiple insurance companies. Regardless, if you already have your homeowners insurance in place, you are not required to notify your insurance company that you have purchased a dog. However, if your insurance company asks you if you have a dog or you are just now applying for insurance and they ask you, you will need to tell them the truth. Not all insurance companies charge extra for the type of dog. Some of the companies, where allowed by state law, will either increase your rate or cancel your policy even if the dog has never bitten anyone. Of course if you have a claim involving the dog and it is serious, the insurance company will cancel your policy. J
