Can spouses and dependents be plan members? When a participant retires, are the participants spouse and dependents eligible for any plan benefits?

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Can spouses and dependents be plan members? When a participant retires, are the participants spouse and dependents eligible for any plan benefits?

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No, spouses and dependents of active employees cannot be Plan members, although they can participate in the Plan’s death benefits, in the instance of survivorship or second-to-die life insurance. In addition, when a participant who has satisfied the service, age and participation requirements retires, the retirees spouse and dependents become eligible to receive benefits for reimbursable medical expenses (post retirement medical benefits).

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