Can the band be insured/covered as a whole entity, i.e. can the six members of the band be joint policy holders, with no one person being solely the policy holder?
• We can confirm that if you are insuring the equipment, the policy for administrative purposes would have to be in one band members name and this person would automatically get £1,000,000 public liability cover, however this would only cover any accidents or injuries caused by this band member. The other band members could be added to this policy for an additional £54.00 per person for £1,000,000 cover. Should you only wish to have public liability and not cover the equipment, this can be provided by our standalone liability policy called Liabilityguard, which is charged on a policy per person basis and starts at £99.00 each for £1,000,000.
