Collision Deductibles?
In some states, the rules for paying a collision insurance deductible may be different when the other driver is at fault. Your collision insurance coverage may provide for a “no deductible” payout for some types of collision coverage such as “Broad Form Collision.” This type of collision insurance coverage may not be available in all areas, but where it applies there is no insurance deductible for an accident where the other driver is judged to be 50% at fault or more. Even under Broad Form Collision insurance coverage, you are required to pay the insurance deductible if you are found to be 50% at fault or more. Broad Form Collision rules may vary from state to state and much depends on what your insurer’s rules for the coverage stipulate. Always ask your insurance rep for details and how the rules may apply to you. Top 6. What Is the Difference Between Collision, Liability, and No-Fault Insurance? Collision and liability plans work together to cover a wide range of damage and payments
