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Couldnt a two-tier plan be implemented where basic services are covered with a lower deductible and co-payment structure than other more discretionary services?

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Couldnt a two-tier plan be implemented where basic services are covered with a lower deductible and co-payment structure than other more discretionary services?

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This is an interesting question. It would of course depend what is considered basic and what is considered discretionary. PEBP staff will look into this for future consideration.

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