Details are mentioned in policy certificate provided by us. What are the various exclusions in an accident policy?
• Any claim in the same period of insurance exceeding the Sum Insured • Suicide, attempt thereat, VD, criminal breach of law, influence of liquor / drugs • Pregnancy related claim • War and nuclear perils For details of exclusions refer the policy documents. Will my accident policy cover me even if I am out of the country? The coverage offered under the policy is on worldwide basis. So the policy covers any accident happened even abroad. However policies are also issued which are locations or time basis. Please check the policy document for the confirmation. What is the reimbursement under hospital cash allowance? Hospital Cash allowance pays a fixed daily benefit to an insured person for being admitted in a hospital because of an accident. The benefit amount and the number of days for which the payment will be made are based on the cover taken by you. The Amount paid is compensation and is not restricted to actual expenses that one incurs in the Hospital. Note: Hospital cash allowance
Related Questions
- You mentioned that there was a resource that describes the various skilled nursing services provided under the Medicare home health benefit. Where can we access this?
- Whom should I contact if I have not received my policy/certificate for Universal Life, Whole Life, Accident, Critical Illness or Voluntary Disability Income Insurance?
- How do I make a change to my policy/certificate for Universal Life, Whole Life, Accident, Critical Illness or Voluntary Disability Income Insurance?
