Yes, cases settle out of court more often than not. In fact, the majority of times, cases settle out of court. For every hundred cases we may open, we only have to try 8 or 9 of them. The rest of them are worked out in a mediation process or ADR [alternative dispute resolution], or some process by which cases are settled without the risk and the confusion and the cost of going to trial. So I'm happy to say that in this environment, in this community, yes, your case will probably settle out of court.