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Do commercial policies include coverage for loss of business income, debris removal, power failure, frozen water pipes, water damage from frozen water pipes and collapse due to weight of ice and snow?

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Do commercial policies include coverage for loss of business income, debris removal, power failure, frozen water pipes, water damage from frozen water pipes and collapse due to weight of ice and snow?

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Business policies can vary widely on the type of losses covered. You should report the claim to the insurer. If the claim is denied, ask the insurance company to provide you with the specific language that excluded coverage.

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