Do customers need to belong to an online bank to use AgoraPay's system?

• What information do my customers provide for order processing? • How do my customers keep track of the transaction? • How long have AgoraPay's services been in use? • What prevents the interception of account information on the Internet? • What about my customers who aren't on the Internet? Credit Card Acceptance (AgoraPay): • How do I accept credit cards online? • I already have a merchant account. Do I need a new one? • Do I need a credit card terminal or processing software? • Does AgoraPay perform address verification (AVS)? • Can I post a credit to a customer's card? • Can I void transactions online? Online Check Acceptance (EFT): • How do I accept payments via EFT? • Do I need a merchant account or any special hardware or software? • Can EFT transactions be returned by my bank for non-sufficient funds (NSF), etc.? In a nutshell, what are AgoraPay's services? Do I have to use them all? AgoraPay: Real-time credit card acceptance EFT: Check payment acceptance (via electronic ...  more