Do federal government employees need QDROs to divide federal retirement benefits?
You need a special order to divide federal retirement benefits, but it is not called a QDRO. To divide a federal retirement plan, the federal Office of Personnel Management recognizes a division order known as a Court Order Acceptable for Processing (COAP). A COAP can divide federal retirement benefits and award survivor benefits. You can read more about court-ordered division of federal retitrement benefits .