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Do homeowners need Workers Compensation Insurance?

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Do homeowners need Workers Compensation Insurance?

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^ BACK TO TOP Different states have different laws on this subject. In Louisiana, homeowners are not required to carry Workers’ Compensation Insurance. The liability portion of most homeowners’ policies protects against allegations that a homeowner’s negligence caused injury to a household employee or someone performing work on the house. However, some people prefer to take a “belts and suspenders” approach and carry this coverage anyway.

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