Do I need a cosigner, coborrower, comaker, or endorser?
These terms are frequently used interchangeably. Basically, they all describe someone who agrees to repay the loan if you are unwilling or unable to do so. They usually must pass a credit check or review. If you are a foreign student, if you have no credit history or a low credit score, or if you attend certain schools, you may be required to have a cosigner.