Do state government employees need QDROs to divide state PERS benefits?
Yes. QDROs are needed if the benefits are to be divided in a divorce or dissolution. One QDRO is needed for each benefit that is being split. For example, if you have a PERS account, an SBS-AP account, and a Deferred Compensation Plan, you need a QDRO for each account so you would need 3 QDROs in that case. Each QDRO would authorize the state Division of Retirement and Benefits to make payments to both the participant and to the former spouse. You can read more about division of state retirement accounts Please read the Qualified Domestic Relations Order Divorce and Dissolution Information Packet for sample forms and more information about the federal and state requirements after a divorce, changes to beneficiary designations, and medical benefits for former spouses.