Does anyone know any credit cards that are easy to be accepted for?
There are a couple of credit cards that are meant for people with poor credit. A big warning is you will have to pay extremely high interest rates and I would not recommend you to use them longer term. The interest rates range from 30%-50% APR, so for every £100 you will owe -£130 to £150 over the course of the year assuming you pay it off within a year and don’t miss minimum payments. You can google/ yahoo search these cards: Barclaycard Initial Card – Typical APR 27.9% (meaning 2/3rd people get this rate- yours might be higher or lower) Capital One Classic Card – Typical APR 34.9% The Vanquis Card – Typical APR 39.9% The Vanquis card might be the easiest one to get in your situation as they do provide cards to people with poor credit, CCJ’s but has the highest interest rate; so maybe you can start applying with the Barclaycard, then Capital One and finally Vanquis if you get rejected for the other two. (most card companies have instant decisions as long as they can verify your inform
