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does anyone know what the AZ laws are for a mortgage company to foreclose?

az COMPANY foreclose Laws mortgage
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does anyone know what the AZ laws are for a mortgage company to foreclose?

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I have a friend who is going into his 2nd month behind on mortgage payment, he has has 2 paycuts and can no longer afford the property – he has tried to contact the bank to no avail – he gets phone calls every other day from India – outsourced Indy Mac representatives asking when he plans on paying his mortgage – he is mentally and emotionally drained – he is terrified that the sheriff will show up at his door and tell him and his wife and new baby to get out.

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