Does insurance cover acupuncture?
Many plans now cover acupuncture. At Acupuncture Wellness Center, Moira is currently accepting United Healthcare, PHCS, and Guardian PPO Plans. Humana and United Health Allies offer discount programs. Some of the employers currently in these plans include: City of Austin, United Healthcare PPO Travis County, United Healthcare PPO GSD&M, United Healthcare PPO Whole Foods, United Healthcare PPO Intel, Guardian PPO Sigmatel, Guardian PPO GCI Group, Guardian PPO You can call your insurance company directly or check with your employer to see if your plan covers acupuncture.
Many insurance plans today cover acupuncture. In order to find out if you are covered, you should call your insurance provider and ask if acupuncture performed by an acupuncturist licensed in the State of California is a covered benefit. You should also determine if you have a benefit for out-of-network providers (we are not contracted with most plans). The other question to ask is whether acupuncture is covered for pain only or based on medical necessity. For example, your plan may cover acupuncture if you have musculoskeletal pain but not if you have a digestive problem.
More and more insurance companies are covering acupuncture. Check with your insurance provider to find out if your policy covers acupuncture, and how many visits you are allotted per year. Payment for your treatment is due at the time of your visit. You will be provided with a Superbill for each visit (a Superbill is an invoice for your visit that uses standardized codes for all of the treatments performed). The Superbill can then be submitted to your insurance provider for full or partial reimbursement of the cost of your visit, depending on your policy.
