Does insurance cover Joannas services?
Insurance companies, not Joanna, make these coverage decisions. Joanna is not a member of any HMO program nor is she on any list of preferred providers. If you have a PPO her fees may be partially reimbursed under the category of “out of network provider.” Her services may be covered by private insurance. Most of Joanna’s clients pay out of pocket or with minimal insurance reimbursement.
