Does Renters Legal Liability™ Insurance cover my residents personal property?
The liability coverage protects your residents’ property damaged due to negligence, up to the $100,000 limit, with property damage paid to the owner first, and per occurrence. Liability damages are paid for the five perils: fire, smoke, explosion, water overflow and sewer backup. Your residents’ personal property is owned by those individuals, and you cannot insure it as the community owner. Residents who want coverage for their personal property, beyond the liability protection, can purchase individual contents coverage from a company affiliated through our underwriter. Residents have the option to select an appropriate coverage level, and to authorize payment through a credit or debit card. Perils covered under the Personal Contents coverage have been broadened to include additional risks, such as burglary and vandalism. For more information, residents may go online to: http://www.rppinsure.com Online access is available at any time. Computer access and a credit/debit card are requir
