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Does the CIGNA Life Insurance Company ever pay 100% for major medical services?

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Does the CIGNA Life Insurance Company ever pay 100% for major medical services?

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CIGNA Life Insurance Company pays 100% of reasonable and customary after a member exceeds the $5000.00 out-of-pocket amount. Otherwise, the plan pays 70% of reasonable and customary expenses. Your 30% co-payment is the out-of-pocket expense. Please note that it does not include the deductible.

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