Does the Freedom Plan Direct/Liberty Plan Direct cover prenatal and postnatal maternity services?
If your plan has an office visit copayment option and you are utilizing a participating provider the initial prenatal office visit is covered by a copayment. All routine office visits thereafter are covered at no charge. If your plan does not offer an office visit copayment then all prenatal office visits are subject to a deductible and coinsurance. All routine office visits thereafter are covered at no charge. Hospital services would be covered as any other hospitalization. In-network well care office visits for the newborn are considered preventive care and are covered at no charge.
