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Does the LyfeBank program work for my business even if I have employees with health conditions that might not be able to pass individual underwriting?

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Does the LyfeBank program work for my business even if I have employees with health conditions that might not be able to pass individual underwriting?

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LyfeBank and its affiliated insurance brokerage partners have developed some solutions regarding this issue that will help you determine if the LyfeBank program is right for you. Solutions include: • It’s at the carrier’s underwriting discretion to accept a customer with health issues, but our insurance broker partners have seen employees with health conditions accepted for coverage. Again, it’s at the discretion of the carrier, but we attempt to clearly communicate that LyfeBank customers bring employer paid benefits and a commitment to health maintenance. • • There are conditions where Health Questionnaires can be waived. Those cases are dependent on state, federal and insurance company regulations. Your Aklins appointed agent who is knowledgeable in protocols can consult with your employee to discuss their specific circumstances to achieve the best result. • If an employee were not able to pass the underwriting requirements, then they would be eligible in most states for a policy th

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