Does the sub advertise, do billings to customers directly, have an assumed name filed with the County in which they reside, etc.?
To assist you in determining whether or not you should carry a workers’ compensation policy, please contact Carolyn Kempf or your agent at The White Agency. Our goal is to assist you with all of your insurance needs. Whats your in-home business exposure? Amway – Tupperware – Mary Kay -Tax Accountant – Computer Programmer – Child Care – Music Teacher -Work at Home for Your Employer – Auto Mechanic If any of these categories, or any other type of working at home, fit your business, you may not have coverage under your homeowner policy for your contents, the building or personal and professional liability. Many individuals are now operating businesses from their homes to save on time and reduce their operating expenses. This is a wonderful idea, but is also a situation which needs to be discussed in full with your insurance agent. Many companies do not cover your office furniture, including your personal computer, etc., if these items are being used for a business exposure. In addition, a
