Does the US Coast Guard cover OWT civilian/students if they are injured during the OWT mission?
NO. Part of the reason we have participants sign a release is to put them on notice that the US Coast Guard affords them no protection. If during the OWT they are injured, either their own insurance will have to provide for their ensuing health care costs or they will be forced to pay personally for such expenses. It is, however, the Auxiliarists’ responsibility to initiate normal procedures if someone is injured and see that the civilian/student is appropriately handled by the prevailing agencies providing such care. Your OTO will provide guidance should such a situation arise and you should make immediate contact with them.
