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Don’t group medical plans cover long term care?

April 26, 2017cover don’t group medical plans term

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Don’t group medical plans cover long term care?

1 Answer

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10 Posted

No. Group medical plans are not designed to cover long term care services for chronic conditions. They usually cover acute short term medical expenses that are designed to improve the individual’s condition. These services must also be “medically necessary” and because of that most health plans exclude the most commonly required long term care service: custodial long term care.